Privacy Notice

Provided pursuant to the Gramm-Leach-Bliley Act (15 U.S.C. § 6801 et seq.) and Regulation P. Describes how 818 Capital Partners collects, uses, shares, and protects nonpublic personal information about individual applicants and guarantors.

FACTS — what does 818 do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income; account balances and transaction history; credit history and credit scores.

01 How & why we share When we are permitted to share, and what your right to limit is.

Reasons we can share your personal information	Does 818 share?	Can you limit?
For our everyday business purposes — such as to process your transactions, maintain your account, respond to court orders and legal investigations, or report to credit bureaus.	Yes	No
For our marketing purposes — to offer our products and services to you.	Yes	No
For joint marketing with other financial companies.	No	N/A — we do not share for this
For our affiliates' everyday business purposes — information about your transactions and experiences.	Yes	No
For our affiliates' everyday business purposes — information about your creditworthiness.	No	N/A — we do not share for this
For our affiliates to market to you.	No	N/A — we do not share for this
For nonaffiliates to market to you.	No	N/A — we do not share for this

02 What we do

How does 818 protect my personal information?: To protect your personal information from unauthorized access and use, we maintain physical, electronic, and procedural safeguards that comply with federal law. These safeguards include encrypted document storage, role-based access controls, and contractual confidentiality obligations on every employee, contractor, and service provider.
How does 818 collect my personal information?: We collect your personal information, for example, when you (i) submit a loan application or financial statement, (ii) provide your Social Security number or income, (iii) give us your contact information or property details, (iv) authorize us to obtain your credit report. We also collect your personal information from credit bureaus, employers, and verification services.
Why can't I limit all sharing?: Federal law gives you the right to limit only (i) sharing for affiliates' everyday business purposes — information about your creditworthiness, (ii) affiliates from using your information to market to you, and (iii) sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing?: 818 does not currently engage in any of the sharing categories that would require an opt-out under federal law. If our practices change, we will provide you with a revised notice and an opportunity to opt out before any new sharing begins.

03 Definitions

Affiliates: Companies related by common ownership or control. 818 Capital Partners has no affiliates that share your information for the purposes described above.
Nonaffiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies. 818 does not share with nonaffiliates so they can market to you.
Joint marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you. 818 does not engage in joint marketing.

Other important information

If you have questions about this notice or your privacy rights, contact 818 at privacy@818capitalpartners.com or (917) 993-9194. California, Vermont, and Nevada residents may have additional rights under state law; we honor those rights and will provide additional disclosures on request. This notice is reviewed annually; the most current version is available at 818capitalpartners.com/privacy.

Acknowledgement (optional). You are not required to sign or return this notice. We provide it because federal law requires that we deliver a copy at the time we establish a customer relationship and annually thereafter for the duration of that relationship. If you wish to acknowledge receipt, sign below and return one copy to 818.

Signature — applicant

Date

818 Capital Partners · 110 Wall Street, New York, NY 10005 One page · Form 818-PRIV